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I am from Ireland and also now teach English, give true I wrote the following sentence: "Apr the commercial loan program provides an alternative source of loan capital to individuals and businesses involved in commercial enterprises."

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You wrote that a five percent return is easily achievable in an environment of four percent inflation. No -- or more accurately, no today. Endowed institutions spend the returns in excess of inflation. Spending five percent when inflation is four percent means earning nine percent. The average investor is not likely to earn nine percent over the long term, for reasons too complicated to explain here.

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Excellent tour, thanks very much! I feel the Keith Haring show would keep me enthralled for the day, and I would never get to the other galleries.

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Treat yourself. Just pick a single chapter - maybe check out the easiest of allusions to the Odyssey and not bother to delve into the Irishness of it at first - just that, a single chapter - maybe the last one if nothing else.

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What a charming story! It's funny how fondly you recall what, to many, could sound like a difficult and possibly even miserable childhood. Thank you for sharing.

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Thanks for your comments. That time on the road with my dad was actually pretty magical.

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